A Standard and Poor's (S & P) Global Financial Literacy Survey indicated that only 57% of adults in the United States are financially literate, and worse, comparisons show that only 33% adults worldwide are financially literate. Therefore, the author wrote The Habit Effect Your Life, Your Money to bring awareness to financial literacy by using the principles of habits to explain the value of financial stability, how to focus on understanding, how to avoid financial stress, how to design a money plan, why you must demand good credit, follow success, and how to keep the money you earn. This book is an inspiration for a financial freedom mindset, which we all deserve. Fantastic for high school or college students, or for individuals looking for tips on money management as they transition to the next level in life. It is loaded with financial literacy tips on a money flow plan, saving, budgeting, spending wisely, demanding good credit, loan responsibility, and retirement planning. Very helpful for transforming to good habits and focusing on understanding, abundance, and personal life choices, while seeking financial independence, and useful identifying some important factors in starting and running a successful business.
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