I used this info after my divorce and it saved me much grief. Now I order them to give to my friends who are in a financial jam.
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I found this book to be very usefull in helping me deal with over charged medical bills. It educated me in a whole new world on things that we don't know about how to get out of debt. I would highly reccomend it to anyone that is trying to clean up their credit and get a clean start and stress free life.
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