This monthly debt tracker and debt payment tracker I have been using to get out of debt fast Want some pointers? 1) Make minimum payments on ALL OF YOUR DEBTS, but only make EXTRA payments on the debt with the highest interest rate. That should save you some money in the long-run. 2) Take your credit cards out of your wallet. If you have them on you, you will use them I wouldn't go as far as shredding them, because you may need them in an emergency. 3.)Keep track of payoff amounts, due dates and make a goal to take care of debt early.To help your monthly budgeting so you don't have to use credit cards, check out my Monthly Finance/Bill Planner
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